Virtual Card Best Practices

If you have not yet connected your business bank account(s) to track in Zena, you'll be prompted to Apply for the Zena Card to track your transactions automatically and/or connect your other business accounts to import external transactions.

Using virtual cards can offer added security and convenience when making online transactions. Here are some best practices to consider when using virtual credit cards:

Use for specific transactions: Virtual credit cards are great for one-time or limited-use transactions. You may also use them for subscriptions, as you can easily close or freeze the card to cancel subscriptions.
Set spending limits: Zena allows you to set spending limits on individual cards. Use this feature to control the maximum amount that can be charged to the card, adding an extra layer of security.
Monitor transactions: Regularly check your virtual credit card statements and transaction history to detect any unauthorized or suspicious activity. Many providers offer real-time transaction alerts for added security.
Keep card details private: Treat the virtual credit card details just like you would with a physical credit card. Only share your card number, expiration date, or security code if it's with a trusted and legitimate merchant.
Keep backup payment methods: While virtual credit cards can enhance security, it's a good practice to have backup payment methods. Order your physical Zena card to have on hand just in case you need another form of payment.
Delete or deactivate unused cards: If you have multiple virtual cards, consider closing, freezing, or deactivating those you no longer use to reduce the risk of unauthorized transactions.