Virtual Card Best Practices

Using virtual cards can offer added security and convenience when making online transactions. Here are some best practices to consider when using virtual credit cards:

1. Use for specific transactions: Virtual credit cards are great for one-time or limited-use transactions. You may also use them for subscriptions, as you can easily close or freeze the card to cancel subscriptions.
2. Set project budgets: Zena allows you to set project budgets on individual cards. Use this feature to control the maximum amount that can be charged to the card, adding an extra layer of security to ensure you never spend the wrong client's money.
3. Monitor transactions: Regularly check your virtual credit card statements and transaction history to detect any unauthorized or suspicious activity. Many providers offer real-time transaction alerts for added security.
4. Keep card details private: Treat the virtual credit card details just like you would with a physical credit card. Only share your card number, expiration date, or security code if it's with a trusted and legitimate merchant.
5. Keep backup payment methods: While virtual credit cards can enhance security, it's a good practice to have backup payment methods. Order your physical Zena card to have on hand just in case you need another form of payment.