Spending Limits
Your credit spending limit is the amount you can spend within your statement period (24 hours). This limit is dynamic by design and is regularly adjusted according to your spending patterns and cash balances within your bank account attached to Zena.
Once your current balance has been settled–either when your statement is due or after you’ve made an early payment–you’ll have access to the total limit again.
Only seeing 25k in as your 'Available to spend' credit limit? This is a soft limit set by Zena. Contact Zena Member Support if you need access to more than what you see as available to spend within your Zena account.
While there is no minimum spending limit, you must have a minimum of $150.00 in your bank account when first connecting to Zena.